How To Buy a Home Without a 20% Down Payment

How To Buy a Home Without a 20% Down Payment

One of the first things you’ll hear when you start considering homeownership is that even with a mortgage, you’ll need a hefty chunk of change upfront. Most financial planners recommend putting down a 20% down payment. On the current national median home price of...
What Is a FICO Score and How Is It Determined?

What Is a FICO Score and How Is It Determined?

Successfully buying a home hinges on a bunch of numbers, from home prices to mortgage rates. And there’s a lesser-known figure that can make all the difference when realizing your homeownership dreams: your FICO score. Whenever you want to make a big purchase, like a...
Tips For Security While Shopping For New Home

Tips For Security While Shopping For New Home

So you’ve got the whole house-hunting routine down, and you run your must-have home features on a loop in your head like a Spotify playlist. You’ve become a pro at scoping out closet space, bedroom sizes, and whether there’s adequate wall space to mount the big-screen...